Fauquier, Culpeper and Orange real estate and homes for sale in Virginia - Janet Holden, REALTOR® Janet Holden REALTOR(r) for Culpeper, Virginia real estate - NUMBER1EXPERT™ Janet Holden NUMBER1EXPERT(tm) for Culpeper, Virginia real estate

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Janet Holden, REALTORŪ, real estate agent and broker for Culpeper and Warrenton Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)




All agents are NOT alike! Find out why I am a top real estate expert. Call me: 1-540-672-8624


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Thinking About Selling Your Home Yourself?: Culpeper Virginia home buying, real estate listings, and homes for sale in Culpeper                       County, VA
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...


There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware.
 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in this area?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a Realtor? Is there something wrong with the property?" 

"Since you aren't using a Realtor, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? 

Almost all homes are sold using a Realtor. As a top real estate professional, it is my job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you must sell your own home, at least let me give you a sense of its true market value. Tell me a bit about your home, and I'll do a quick Comparative Market Analysis and let you know what I feel it is worth. I'll also describe, as an experienced, top Piedmont Area Realtor, how I would market your property. This is free, with no strings attached. Simply fill out the form and I will quickly get back to you...
 

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Real Estate Tips
Tax Considerations >Tax Implications of Selling Your House

Most of my clients profit from selling their homes, and they often have questions about capital gains tax. When you sell your primary residence, you are not taxed on your profit if (1) you have lived in the home for two out of the last five years and (2) your gain does not exceed $250,000 as a single taxpayer or $500,000 as a married couple filing jointly. Gains above these limits are taxed at the current rate of 15% for higher income taxpayers and 5% for lower income taxpayers. In 2008 the 15% rate will continue for higher income taxpayers; while the 5% lower income rate will drop to 0% for the 2008 tax year only. On January 1, 2009, the long-term capital gains tax rates will once again be 15% and 5% through 2010. Homeowners can use this tax-free provision every two years. As set forth in the American Job Creation Act of 2004, properties converted from a 1031 exchange property into a primary residence must be held and used as a primary residence for at least five years to qualify for the tax exemption. Consult your tax accountant for more detailed information regarding your particular circumstance.

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Real Estate Trivia
Q 
Who is "Fannie Mae" and why is she a big name in real estate?

A 
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders.
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Janet Holden, REALTORŪ, real estate agent and broker for Fauquier, Culpeper and Orange Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Janet Holden
Century 21 New Millennium

601 South Main Street
Culpeper, VA 22701
Office: (540) 825-1613 ext. 236
Office: 800-66-JANET
Cellular: 540) 672-8624
Fax: (540) 825-3890
Email Janet: JanetHolden@theholdengroup.com
Email Pam: pamelaj05@hotmail.com

Janet Holden, Broker/Owner of ERA The Holden Group Realtors Inc. was #9 Selling Broker in U.S. for ERA in 2006. Janet earned this honor by consistently providing her clients with service beyond their expectations. She and her team of licensed assistants are highly experienced in residential, farm, and land development.

CRS Equal Housing MLS REALTOR



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