About the Piedmont Region of Virginia
Located in Virginia's Piedmont region,
Culpeper, Fauquier, Rappahannock, Orange and Madison counties are convenient to
a variety of metropolitan areas, including, Washington DC/Northern Virginia,
Fredericksburg and Charlottesville. Many of our clients who work in these areas
have chosen to take advantage of the relatively lower taxes and property costs
in these counties and commute from this area to their place of employment. In
addition to the obvious financial advantages, these counties also provide an
increase in "quality of life" advantages, including larger lots, smaller
schools, slower pace of life and thousands of acres of beautiful
countryside.
Request my Free Piedmont Area Relocation Package. It's packed full of useful and important information about this area. Don't move here without it! If you are interested in a specific city or county, please make a note of that. Remember: I'll send this packet to you for free and without obligation. Just fill out the form and I will send it right out...
Financing Your Home >Mortgage Myths
Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing.
Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.
The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.
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| Q |
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
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| A |
Lender in these states must pay interest on funds held in escrow accounts. |
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