Fauquier, Culpeper and Orange real estate and homes for sale in Virginia - Janet Holden, REALTOR® Janet Holden REALTOR(r) for Culpeper, Virginia real estate - NUMBER1EXPERT™ Janet Holden NUMBER1EXPERT(tm) for Culpeper, Virginia real estate

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Janet Holden, REALTORŪ, real estate agent and broker for Culpeper and Warrenton Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)



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Local Info: Culpeper Virginia home buying, real estate listings, and homes for sale in Culpeper                       County, VA
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About the Piedmont Region of Virginia
 

Located in Virginia's Piedmont region, Culpeper, Fauquier, Rappahannock, Orange and Madison counties are convenient to a variety of metropolitan areas, including, Washington DC/Northern Virginia, Fredericksburg and Charlottesville. Many of our clients who work in these areas have chosen to take advantage of the relatively lower taxes and property costs in these counties and commute from this area to their place of employment. In addition to the obvious financial advantages, these counties also provide an increase in "quality of life" advantages, including larger lots, smaller schools, slower pace of life and thousands of acres of beautiful countryside.

Culpeper Chamber of Commerce 

Fauquier County  

Fauquier Chamber of Commerce  

Culpeper Department of Economic Development  

Madison Chamber of Commerce  

Orange Chamber of Commerce  

Rappahanock County Information  

Rappahannock Government/Economic Development  


Request my Free Piedmont Area Relocation Package. It's packed full of useful and important information about this area. Don't move here without it! If you are interested in a specific city or county, please make a note of that. Remember: I'll send this packet to you for free and without obligation. Just fill out the form and I will send it right out...
 

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What does "contingency" mean in real estate?

A 
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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Janet Holden, REALTORŪ, real estate agent and broker for Fauquier, Culpeper and Orange Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Janet Holden
ERA, The Holden Group Realty, Inc.

601 South Main Street
Culpeper, VA 22701
Office: (540) 825-1613 ext. 236
Office: 800-66-JANET
Cellular: (540) 672-8624
Fax: (540) 825-3890
Email: JanetHolden@NUMBER1EXPERT.com
Email: 009711.lead.147391@cendant.leadrouter.com

Janet Holden, Broker/Owner of ERA The Holden Group Realtors Inc. was #9 Selling Broker in U.S. for ERA in 2006. Janet earned this honor by consistently providing her clients with service beyond their expectations. She and her team of licensed assistants are highly experienced in residential, farm, and land development.

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