Fauquier, Culpeper and Orange real estate and homes for sale in Virginia - Janet Holden, REALTOR® Janet Holden REALTOR(r) for Culpeper, Virginia real estate - NUMBER1EXPERT™ Janet Holden NUMBER1EXPERT(tm) for Culpeper, Virginia real estate

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Janet Holden, REALTOR®, real estate agent and broker for Culpeper and Warrenton Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)



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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Janet, a proven Fauquier, Culpeper and Orange, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Fauquier, Culpeper and Orange Homes - Find Fauquier, Culpeper and Orange, Virginia real estate listings & homes for sale provided by Janet, your local expert real estate agent.

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  • Fauquier, Culpeper and Orange Information - Find local information on Fauquier, Culpeper and Orange, Virginia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Janet, a proven NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia
Q 
Who is "Freddie Mac", and why is he a big name in real estate?

A 
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Janet Holden, REALTOR®, real estate agent and broker for Fauquier, Culpeper and Orange Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Janet Holden
ERA, The Holden Group Realty, Inc.

601 South Main Street
Culpeper, VA 22701
Office: (540) 825-1613 ext. 236
Office: 800-66-JANET
Cellular: (540) 672-8624
Fax: (540) 825-3890
Email: JanetHolden@NUMBER1EXPERT.com
Email: 009711.lead.147391@cendant.leadrouter.com

Janet Holden, Broker/Owner of ERA The Holden Group Realtors Inc. was #9 Selling Broker in U.S. for ERA in 2006. Janet earned this honor by consistently providing her clients with service beyond their expectations. She and her team of licensed assistants are highly experienced in residential, farm, and land development.

CRSEqual HousingMLSREALTOR



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